OUR TERMS OF USE

Definitions The following words have the following meanings:

"Terms" means these terms and conditions; "Product Provider" means any business, fund manager, broker, bank, insurance company, building society or any other financial institution or corporation providing a product or service; "We/Us/Our" means GetMyFinance.co.uk which is a product of Get My Finance Limited; "You" means the user of the website. By using this website, You are accepting these terms.

INFORMATION ABOUT US AND OUR WEBSITE

GetMyFinance.co.uk is a website operated by Get My Finance Limited ("We" and "Us"). We are registered in England and Wales under company number 6369678. Our registered office is:

Get My Finance Limited    

3 Cross Place

Maindy

Cardiff

South Glamorgan

CF14 3AQ

Our telephone number: 0845 869 2931

Our fax number: 0845 869 2932

Our intention is to provide an overview of every service or product to which We have access and that is available to You. Whilst We endorse all the services and products available on Our site, We cannot offer tailored advice. Should You require tailored advice, then seek independent professional advice.

Our service is free to You but to operate this service We receive fees from the lenders or brokers We refer You to. There may be a fee for mortgage advice. The adviser is obliged to disclose to You the fee before providing the advice and the precise amount will depend upon your circumstances. We estimate that a typical fee will be 1% of the sum you borrow.

If any introduction is being made to a financial services company, insurance company or adviser, where appropriate, We will clearly display the identity of the financial services company, insurance company or adviser on Our website. 

TERMS AND CONDITIONS

This website is used to help You to select services and products to meet your individual needs. For some of these services and products We must obtain certain information from You about your personal and financial circumstances. The information that You give us will then be passed by Us to potential providers who will use that information and respond with the terms they are prepared to offer. These terms apply to your use of Our website. If You are not over 18 or not living in the United Kingdom You should not attempt to make an application, although subject to your acceptance of these terms You should feel free to browse. If You do not agree to be bound by the terms set out below You should not use this website.

OUR RIGHTS

We reserve the right at any time to modify or withdraw, temporarily or permanently, the website or any part of it without notice to You and We will not be liable to You in any way for any modifications or withdrawal of the website. We also reserve the right to modify these terms without reference to You. We reserve the right at any time to refuse to process a transaction for any reason. We will not liable to You or any third party by reason of our failing to process a transaction.

We use reasonable endeavours to ensure that the information on Our website is accurate and up to date and Our service reliable. Like any other business, We try to correct any errors in Our website as soon as practicable after being made aware of them, However, We can not provide You with any guarantee about this. We also can not guarantee that Our website or the information on it will be fault free, uncorrupted or free of viruses which may harm your computer.

COPYRIGHT, TRADEMARKS AND SITE CONTENT

You acknowledge and accept that all copyright, trademarks and all other intellectual property rights in all material or content provided as part of the website belong to Us, or a product provider. You may download material from this site for your personal use only. No right, title or interest in any downloaded materials is transferred to You by such downloading. Any other use of the material and content of the website is strictly prohibited and You agree not to copy, reproduce, transmit, display, publish, distribute, commercially exploit or create derivative works of such material except with Our written consent.

OUR LIABILITY TO YOU

While We will use all reasonable endeavours to ensure the accuracy of any information placed on the website, We make no representations or give any warranties of any kind with respect to this site or its contents and We disclaim all representations, except where fraudulently made, and warranties. In addition We make no representations or warranties about the accuracy of the information contained on this website. The information provided to You in connection with the products is provided by the product providers and You acknowledge that We have no liability to You with respect to the accuracy of such information. As We rely on information given to Us by third parties there may be a time delay in keeping that information up to date. You should therefore check the accuracy of the information. The website may not cover all product providers in the market. We make no warranty that the website will meet your requirements or will be uninterrupted, timely, secure or error free, that defects will be corrected, or that the site or server that makes it available are free of viruses or represents the full functionality, accuracy or reliability of the materials. We will not be liable to You for any loss of content or material uploaded or transmitted through the website. We cannot guarantee that a product provider will be able to deliver a service or product at any particular time. We do not accept any liability in the event of withdrawal of any offering or rejection of your application by the product provider for any reason whatsoever. We, nor any of Our directors, agents or employees will be liable for damages arising out of or in connection with your use of this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including, without limitation, compensatory, direct, indirect or consequential damage, loss of data, income or profit, loss or damage to property and claims of third parties. This website is designed to provide You with general information only and does not attempt to give You advice or recommendations on any particular service or product. In particular for financial services or products, if You have any doubt as to whether a particular service or product is suitable for You, You should seek independant  professional  advice.

INDEMNITY

In using this website, We require that You abide by these terms. If You fail to abide by them, and this failure causes Us to suffer a claim, action, liability or loss because of your failure to abide by these terms, You agree to indemnify Us, on demand, for all costs and expenses, including legal fees, which arise out of your failure to abide by these terms.

THIRD PARTY LINKS

Our Website is entirely free to use. However, Our Website contains links to other sites and resources provided by third parties which may offer You services or products for a fee. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from Your use of them.

If You chose to obtain services or products from third parties by clicking on a link to the third parties' website You do so at your own discretion. If You do decide to do this, then You will be leaving Our Website and Your use of any third party website including any payments You may make to them for their products and services will be governed by their terms and conditions of supply and not by these terms. Accordingly We strongly suggest that You also read the terms and conditions of any third party Website that You may access through clicking on a link from Our Website. We remind You that We can not be responsible or liable for the content, advertising, products services or the use You make of any third party Websites.

CUSTOMER SERVICE AND COMPLAINTS

We aim to provide You with an excellent service. However, if You are unhappy with Our service for any reason, please contact Us at Our address above, by telephone on 08458 692 931 or by email at complaints@getmyfinance.co.uk.

We are available Monday to Friday 9.00am to 8.00pm UK Time. Calls will be charged at local rates, although mobile calls may vary. Calls to Us may be recorded for training purposes.

We will acknowledge receipt of your complaint, in writing, within 5 working days and We will inform You of the name and job title of the individual handling the complaint. We may combine the acknowledgement of the complaint with Our final response, but in any event We aim to resolve complaints at the earliest opportunity.

However, if for any reason you remain dissatisfied with our final response you may have the right to refer your complaint to the Financial Ombudsman Service. The details of this service will be provided to you with our final response letter.

If You are unhappy with any service or product that You have been introduced to through Our website, We recommend that You approach the provider of that service or product directly. If You require any providers contact details, please contact us directly.